Terms & Conditions

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Terms and Conditions

Last updated: March 4, 2026

These Terms and Conditions ("Terms") govern your access to and use of the website operated by ZAFFERANO & CO GROUP LLC.

By accessing or using this website, you agree to be legally bound by these Terms. If you do not agree with these Terms, you must immediately discontinue the use of this website.

Acceptance of Terms

By accessing this website, creating an account, placing an order, or interacting with the services provided by ZAFFERANO & CO GROUP LLC, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.

These Terms constitute a legally binding agreement between the user and ZAFFERANO & CO GROUP LLC.

Eligibility

By using this website you confirm that:

• you are at least 18 years old
• you have the legal authority to enter into a binding agreement
• all information provided is accurate and truthful

The Company reserves the right to suspend or terminate accounts that provide false information.

Use of the Website

Users agree not to:

• violate any applicable laws or regulations
• attempt to gain unauthorized access to systems or data
• interfere with the operation or security of the website
• scrape, copy, or extract data using automated systems
• distribute malware or malicious code
• engage in fraudulent or deceptive behavior
• impersonate another person or entity

Violation of these rules may result in immediate termination of access and possible legal action.

Products and Services

All products and services offered on this website are subject to availability.

ZAFFERANO & CO GROUP LLC reserves the right to modify, update, replace, or discontinue products or services at any time without prior notice.

Product descriptions, images, and specifications are provided for informational purposes. Minor variations may occur.

Orders and Order Acceptance

The placement of an order does not constitute automatic acceptance.

ZAFFERANO & CO GROUP LLC reserves the right to refuse, cancel, or limit any order at its sole discretion, including but not limited to situations involving:

• suspected fraud
• pricing errors
• inventory errors
• payment authorization failure
• suspicious purchasing activity
• system or technical errors

If an order is cancelled after payment has been processed, a refund will be issued.

Pricing and Errors

All prices on this website are subject to change without notice.

If an incorrect price is displayed due to technical or typographical error, ZAFFERANO & CO GROUP LLC reserves the right to cancel or refuse the affected order, even if the order has already been confirmed.

Payment Authorization

All payments are subject to authorization by the payment processor.

Orders will not be processed until payment has been successfully verified.

The Company reserves the right to request additional verification to prevent fraud.

Fraud Prevention

All orders may be subject to fraud screening procedures.

ZAFFERANO & CO GROUP LLC reserves the right to cancel or refuse any order suspected of fraudulent activity.

Accounts associated with fraud, chargebacks, or payment abuse may be permanently blocked.

Shipping

Shipping times displayed on the website are estimates and are not guaranteed delivery dates.

ZAFFERANO & CO GROUP LLC is not responsible for delays caused by:

• shipping carriers
• customs procedures
• weather conditions
• logistical disruptions
• force majeure events

Risk of loss transfers to the customer once the order has been delivered to the shipping carrier.

Additional Policies

Certain activities on this website are governed by additional policies adopted by ZAFFERANO & CO GROUP LLC.

These policies form an integral part of these Terms and Conditions and must be reviewed by users before completing a purchase or participating in any program offered by the Company.

By using this website, users acknowledge and agree to the conditions described in the following policies:

• Return and Refund Policy
• Shipping Policy
• Privacy Policy
• Affiliate and Brand Ambassador Program Agreement

Each of these policies is published separately on this website and is incorporated into these Terms and Conditions by reference.

Users are responsible for reviewing these policies before completing any transaction.

In the event of any conflict between these Terms and one of the specific policies listed above, the provisions contained in the relevant policy shall prevail with respect to the subject matter governed by that policy.

Intellectual Property

All content on this website including but not limited to:

• text
• logos
• images
• graphics
• product designs
• layout and branding elements

is the exclusive property of ZAFFERANO & CO GROUP LLC and is protected by intellectual property laws.

Unauthorized use, reproduction, distribution, or modification is strictly prohibited.

Limitation of Liability

To the maximum extent permitted by law, ZAFFERANO & CO GROUP LLC shall not be liable for any indirect, incidental, consequential, or punitive damages arising from the use of this website or the purchase of products.

The Company’s total liability for any claim shall not exceed the amount paid for the product involved.

Disclaimer

This website and all services are provided on an “as is” and “as available” basis.

The Company makes no warranties regarding the reliability, accuracy, or availability of the website.

Modification of Terms

ZAFFERANO & CO GROUP LLC reserves the right to modify these Terms and Conditions at any time without prior notice.

Updated Terms become effective immediately upon publication on the website.

Governing Law

These Terms shall be governed by the laws of the State of New York, United States.

Any dispute arising from these Terms shall be resolved exclusively in the courts located in the State of New York.

Contact

For any questions regarding these Terms and Conditions, please contact:

ZAFFERANO & CO GROUP LLC
Email: info@zafferanoandco.com

Shipping & Returns